Cyber Monday: Tips On How To Avoid Fraud Online
FREEHOLD, N.J. - For some, the gift of Thanksgiving comes right after the holiday ends. Black Friday, Small Business Saturday and Cyber Monday are the biggest online shopping days of the year- but New Jersey News Network is here to give you tips to prevent online fraud.
Director of Cybersecurity in New Jersey, Michael Geraghty, said, "So, today is Cyber Monday, but we also think of it here as 'Cyber Fraud Monday,' because fraudsters are going to take advantage of consumers that are out there trying to get the best deals."
It is just too easy to click away and "Add to Cart." Cyber Monday shoppers have already spent $473 million in online sales as of 9 a.m.
Penny, a shopper from Hamilton who embraced the cold to shop in-person said, "I can’t beat these sales and I don't care what the weather is."
Penny said she was a victim of fraud, so she won't shop online.
"I go to the food store to use my card, and its already rejected," she recalled. "They deny it, so now I have to call the bank. And they shut it down because somebody tried to get into it. That’s why I’m out here shopping on a snowy day."
If you do end up in a situation where become a victim of fraud online, you can contact your credit card company, if your credit card has been breached. And if you want to report a cyber incident, report it to cybernj.gov.
"There are a lot of websites that are designed to look exactly like the legitimate retail but they’re fraudulent in nature," Geraghty said. "One of the things we recommend is that any time you get an email, or text, where it has a link, instead of clicking on it, type in the URL for the retailer within your browser."
If you thought Black Friday was the peak day for sales, think again. The deals are just as good and some are even better than they were last week.
Cliff from Allentown said, "It's great; keeps the economy going. It's easy; easy returns; no lines."
Asked, "What is the best deal you’ve seen online?"
Cliff replied, "Anything Amazon device related is very inexpensive, because they want you to be tied to Amazon."
Last year, Cyber Monday sales hit $7.9 billion.